Susan Laxson & Associates are a highly trained group of Carmel Valley real estate professionals selectively chosen to work in association with Susan Laxson and together they comprise decades of successful experience in the real estate industry.  Along with being the experts in the marketplace, many of our associates have attained advanced credentials in the real estate profession, including GRI (Graduate Real Estate Institute), CRS (Certified Residential Specialist), CIPS (Certified International Property Specialist), along with other exclusive professional designations and affiliations that set Susan Laxson & Associates apart. Susan Laxson & Associates have successfully represented both buyers and sellers from around the country and around the world for the last three decades.   We take enormous pride in understanding our clients and helping them reach their specific and personalized goals as they relate to their real estate investments, either as a personal home or an income producing venture.  Whether buying or selling a Carmel Valley property, our strong commitment, professional ideals, and first-class service comes through with every transaction. We have many years of combined experience in sales, transaction coordinating, and innovative marketing, and are always reinvesting in our team and our technology.  Communication and organization is a key focus for our team, and we continually strive to simplify the conveyance of real estate.  Through the use of the latest technology, we keep our clients fully informed throughout the sales and escrow process. Susan Laxson & Associates' long term success is a direct result of personal integrity, with a strong emphasis on personal client service, and an efficient approach to organizing and operating their business. We pledge to help you find the best home, in the best location, and at the best price.   Susan Laxson & Associates are members of real estate industry associations which include: National Association of Realtors (NAR) California Association of Realtors (CAR) San Diego Board of Realtors (SDAR) La Jolla Board of Realtors (LJREBA) North San Diego Board of Realtors (NSDAR) California Desert Association of Realtors (CDAR) Mexico Association of Realtors (AMPI) Susan Laxson & Associates utilize the professional services of the following select affiliates and customer service providers, as needed, to complete an easy and organized transaction.  These include: FINANCE & MORTGAGE LOANS First Capital Mortgage La Jolla & San Diego Loan Officers:  Amy Porche (858) 459-4355 The benefits First Capital provides include: One application provides you with the nation's largest selection of wholesale lending sources Exclusive relationships with nationally recognized lenders Largest market share statewide On-site underwriting allows for quick loan approvals Superior rates and service First Capital services include: First Trust Deeds Second Trust Deeds Equity Lines of Credit Purchase Transactions Refinance Transactions Construction Lending Relocation Special niches: Cross collaterlization Interest only loans 100% financing (no down payment) Non-owner occupied loans Cash out refinances EZ Qualifiers - no Tax Returns First buyer program Second homes/Vacation homes TITLE INSURANCE Equity Title Company  Customer Service  760-773-3461 Title insurance guarantees that a buyer will receive the ownership interest that was negotiated for, and that the transfer of ownership is completed smoothly and expeditiously. Title companies search public records to ascertain that the seller indeed has the legal right to sell the property. Cal Title also conducts a tax search to verify the present status of taxes, a search to determine the location of improvements and recorded or unrecorded easements, and a judgment search to determine whether there are any general liens against the property. Equity Title Company is a full-service independent title agency, offering exceptional underwriting strength and a complete range of title and escrow services to its customers. From the time an order is received, through title search and examination, preparation for and the conducting of the closing, the receipt and disbursement of funds, and the recording of documents and the issuance of a title policy, all of us are committed to providing you the finest product and service available. In Business since 1980, Equity Title company is underwritten by First American and Stewart Title Company.    ESCROW SERVICES West Coast Escrow Carmel Valley:  (858) 794-6876 COMPANY OVERVIEW Southern California's largest Escrow operation with 80 branches, over 50 years of success and a well established reputation of trust, expertise and experience. An industry leader in developing better ways to deliver Escrow services through innovation and technology. The 1999 winner of the prestigious California Council for Quality and Services "California Challenge Award". Closed over 23,973 real estate transactions last year. High caliber Escrow officers who facilitate smooth closings and our 100% customer company focus. Customers who have instant communication on the progress of their Escrow 24 hours a day via our website at www.EscrowLink.com. Creative problem solvers who provide timely, responsive service and quality service at competitive rates. Growth achieved through long standing relationships with our clients and communities we service. In California escrow companies act as neutral third-parties that manage all types of real estate transactions including land, new construction and resale of residential, commercial and industrial property transactions, 121 & 1031 exchanges, and refinances. The escrow company receives and oversees the execution of the Buyers and Sellers instructions per the Purchase Agreement contract. Escrow prepares documents, and it prepares a final Settlement Statement. At the closing, the escrow company collects and disburses the monies and documents. INSURANCE SERVICES NRT Insurance Services  Contact:  877-717-1776 NRT offers the following policies: Homeowners Automobile Life Umbrella Liability Flood Vacant Home Condominium Second Home Investment Property Recreational Vehicles Watercraft Fine Art Earthquake